试题与答案

以下关于对项目资本金与项目债务资金的比例,表述正确的是( )。 A.当资本金比例降

题型:多项选择题

题目:

以下关于对项目资本金与项目债务资金的比例,表述正确的是( )。

A.当资本金比例降低到银行不能接受的水平时,银行就会拒绝贷款

B.资本金所占比例越高,企业的财务风险和债权人的风险越大

C.由于财务杠杆的作用,资本金的比例越高,资本金财务内部收益率就越高

D.债务资金的利息是在所得税前列支的,可以起到合理减税的效果

E.一般认为,在符合国家有关资本金比例规定,符合金融机构信贷法规及债权人有关资产负债比例的要求的前提下的比例是最理想的资本金和债务资金的比例

答案:

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参考答案:对

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阅读理解

     If it works,it should make everyone feel a little better about healthcare and make healthcare a little

more accessible to more people. Patients will no longer have to shell out the 7 to 15 percent extra fees

that state-owned hospitals charge on medicines. The Health Ministry' announcement last week is a

welcome first step in China's long-delayed healthcare reform.

     The new policy, to be adopted on trial basis. Is intended to stop hospitals from relying too much on

income from medicines. It is estimated that income from the sale of medicines makes up 50 percent of

a hospital's revenue on an average. What is supposed to make the difference is the move's intention to

get rid of the unhealthy tendency of doctors prescribing expensive drugs for their own or their hospital's

profits rather than for the rehabilitation of patients. The government's good intention could be just wishful

thinking if no specific measures were taken to break the nexus between representatives of medicine

manufactures and doctors or between hospitals and manufacturers. It is an open secret that some doctors get kickbacks from drug manufacturers for prescribing their drugs.

      This move will undoubtedly dampen the enthusiasm hospitals have to urge their doctors to prescribe

expensive drugs.

     It is still too early to say how much the new policy will improve the service doctors provide to their

patients and reduce the cost of healthcare since it will only be practiced in some hospitals on a trial basis

for three years. Cutting down expensive healthcare bills and improving the quality of service require more

investigations into the problem areas of the healthcare system.

     Hopefully , this is just a start  that will  be followed up by more practical moves to make it easier and

cheaper for more people to get quality healthcare service.

1. What is the expected result of the new policy?

A. Hospitals will have more enthusiasm in prescribing expensive drugs.

B. Hospitals will have more enthusiasm in prescribing cheap drugs.

C. Patients will pay less and receive better service.

D. Doctors will not be able to get kickbacks from drug manufacturers any more.

2. What can be inferred from the passage? 

A. The new policy will be adopted in all hospitals.

B. The Health Ministry is not definitely sure whether the new policy will achieve expected result.

C. The cost of healthcare will drop the moment the policy is adopted.

D. Hospitals will suffer a lot as long as the policy is adopted.

3. What does the underlined word" nexus" ( Paragraph 2) probably mean?

A. Bad relationship.          

B. Good relationship.

C. Promise.                    

D. Management.

4. What is the best title for the passage?

A. A good first step in China's healthcare reform.

B. Less  cost,better service.

C. Good policy for hospitals.

D. China's healthcare system.

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