甲向乙借款200万以丙的房屋抵押，同时约请丁和戊为其提供保证，则：（）A.丁和戊在丙

位于陇海铁路与京广铁路交汇处的枢纽城市是[ ]

A．徐洲

B．株洲

C．郑州

D．洛阳

阅读理解。

     Boys need friends,suffer when they don't believe they have any,and worry over the ups and

downs of relationships．Many adults believe that somehow boys need friends less than girls do,

in truth,though,no boy is an island；boys value their friends throughout childhood and adolescence

and are happier and healthier when they have solid relationships with peers (同龄人)．

      Despite the common belief that girls are better at relationships,most boys consider their friends

a very important part of their lives,and boys may actually be better at keeping friendships than girls

are．A recent study of 10to15yearold boys and girls found that girls' friendships are actually more

fragile．Girls tend to say and do hurtful things to each other more frequently than boys,and girls are

more hurt by the end of a friendship．

     Boys are the living definition of the phrase "peer group"；they love games with rules,competition,

and doing things together．Boys seem to enjoy,even need the opportunity to test themselves against

others,and many lasting friendships begin in karate (空手道) class or on the basketball court．

Competence and skill are widely respected；being picked last for a team or left out altogether is

an experience that can haunt (萦绕心头) a boy for years．

     As boys mature,the friendship becomes even more important,and it frequently widens to include

girls．During the teen years,friends can become the most important part of a boy's life-and a part in

which his parents are not included．The confusion of being a teenager leads boys to form close bonds

with friends．There is the sense for many boys that a friend is someone who is "always there for me",

someone he can trust．They may be partners in crime or partners in study,but the friendship of

adolescent boys can run surprisingly deep．

1．The common belief of adults is that boys ________．

A．don't care about others as much as girls

B．don't value friendships as much as girls

C．have the same friendship as girls

D．have healthier friendship than girls

2．According to the passage,________．

A．boys usually build friendships by playing competitive games

B．boys like to have small groups of friends

C．boys' friendships seldom result in anyone being hurt

D．boys' friendships can hardly end in failure

3．The author mentions the study in Para．2 to prove ________．

A．girls value relationships more than boys

B．most boys consider their friends very important

C．boys may be better at keeping friendships than girls

D．boys may be more active in a friendship

4．As a boy gets older,he tends to ________．

A．widen his circle of friends to include his parents

B．shift his focus from his friends to himself

C．leave his parents out of his friends

D．be confused about what a friendship is

5．What's the best title of the passage?

A．Friendships Between Boys and Girls

B．Boys and Their Friendship

C．Childhood and Adolescent Friendship

D．Tips on Making Friends with Boys

在FIDIC合同条件中，可索赔工期和费用，但不可以索赔利润的索赔事件包括（）。

A.业主延误移交施工现场

B.业主提前占用工程

C.工程师延误发放图纸

D.不可预见的外界条件

E.施工中遇到文物

借款合同的担保方式有（）

A、保证

B、抵押

C、质押

D、扣押

在个人商用房贷款业务的风险管理中，银行的下列做法恰当的有（）。

A.在还款正常的情况下，对借款人经营情况及抵押物的价值、用途等变动状况进行持续跟踪监测

B.遵循审贷与放贷分离的原则，设立独立的放款管理部门或岗位，负责落实放款条件、发放满足约定条件的贷款，对贷款资金的支付进行严格管理与控制

C.进一步完善抵押物审查、评估、抵押登记等环节的管理，客观、公正估值，合法、有效落实抵押登记手续

D.对于稳定的工薪收入阶层，可通过核实借款人在贷款银行及其他行的存款及资产情况（如定期存款、活期存款、理财产品等）来获得借款人基本收入状况

E.无需调查借款人所购商用房所在商业地段的未来发展规划，是否会出现大的拆迁变动、经济发展重心转移等情况