试题与答案

某行2013年3月22日向某矿务局劳动服务公司贷款21万元，担保人为矿务局计财处，后

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题型：判断题

题目：

某行2013年3月22日向某矿务局劳动服务公司贷款21万元，担保人为矿务局计财处，后贷款逾期。此笔贷款违反了《担保法》和《贷款担保管理的办法》等规定，属于贷款担保管理不善，主要问题是担保企业不符合担保条件，为无效担保。

答案：

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