兴业银行目前开通了以下几种渠道销售理财产品（）。 A.柜面 B.智能柜台 C.手机银

在责任风险中，保险人所承保的法律责任风险仅限于（）。

A.行政责任

B.无形责任

C.刑事责任

D.民事损害的经济赔偿责任

建国后三农问题无法根本解决的原因不正确的是？（）

A.城乡经济剪刀差

B.新兴 * * 需要强大的政治动员

C.建国后阶级斗争不断

D.文化原因

三、阅读理解（共15小题；每小题2分；满分30分）

A

On a cold winter morning in the late 1930s, Bobby awoke early. It was a day that Bobby would never forget. Bobby, his brother and his mother were once again abandoned(抛弃) by his father. When times got hard, the man left home. Bobby wasn’t surprised. He must take the responsibility for caring for his family.

He put on the warmest clothes he had and pulled on his old socks and torn shoes. After thinking of a way to keep his feet dry, he went outside looking for work.

Coming across some men working on the road, he joined in and worked hard for hours. Suddenly, rain poured down. “Go home and get out of this weather,” the men shouted, giving him a few coins.

Bobby used the money to buy as much food as he could afford in the nearest store. While holding a small bag of food ,Bobby stopped to adjust(调整) the thick paper in his shoes.

A man, who was a member of the Salvation Army, saw Bobby’s problem. He bought Bobby a new pair of shoes.

I wasn’t there on that cold day. But I’ve heard the story many times and can always imagine my father, as a child, dancing and wearing a pair of new shoes home.

Several years later, Bobby joined the navy. He continued to support his family and meanwhile worked for the Salvation Army so that another little boy somewhere might receive a new pair of shoes for Christmas.

The tradition lasted until my father became too ill. Daddy died six years ago. While the new shoes kept his feet warm in the 1930s, Daddy’s act of giving back for tens of years warmed his heart in a greater way.

36. Which of the following statements is NOT true according to Paragraph 1?

A. It wasn’t the first time that Bobby’s father had abandoned the family.

B. Bobby’s father was irresponsible toward his family.

C. Bobby was glad that his father left home. 

D. Bobby was an independent and strong-minded boy.

37. How did the men working on the road treat Bobby?

A. They didn’t care for him               B. They gave him some money

C. They refused to let him work with them   D. They laughed at him

38. By putting thick paper in his shoes, Bobby wanted to ___________.

A. keep his feet dry                                         B. protect his socks

C. make himself walk faster                          D. hide his poverty

39. According to the passage, people from the Salvation Army__________.

A. are the members of the army                  B. are willing to help the poor

C. serve at the local church                         D. are local shop assistants

文化的基本特征（特点、特性）

简述倒签提单的原因及其法律后果。