试题与答案

某县某村居民王某于2004年3月申请到一决宅基地,决定建造一栋二层共12间房的楼房

题型:问答题

题目:


某县某村居民王某于2004年3月申请到一决宅基地,决定建造一栋二层共12间房的楼房。建到同年7月,王某资金不足,遂找到邻居刘某筹款,双方签订书面合同约定,刘某借给王某8万元建房,以其中在建的6间房为抵押,1年后如王某不能归还本金8万元和利息4千元(没有超过银行同期利率),则房屋归为双方共有,各人得3间房屋;且该房屋建成后,要留出3间给刘某堆放杂物,刘某付少量费用意思一下。2005年3月,该房建成,王某将第二层的3间房交给刘某堆放东西。同年4月初,王某登记房屋产权时,将产权登记为自己单独所有。同年7月底,王某到期不能还借款,刘某提出按照协议分割房屋,双方各得一半,并要求办理登记手续,王某表示同意,并且又在一层拨出3间房给刘某,但王某一直没有时间办理产权变更登记手续,刘某也未实际搬进该房。同年10月,王某找到赵某,提出愿以22万元出售该房屋,并向赵某出示了房屋产权证,赵某同意购买,王某收回刘某占用的6间房,并与赵某进行了房屋变更登记。

本案中,王某和刘某的抵押合同是否有效

答案:

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