单项选择题：商业银行可以采用流动性比率法评估自身的流动性状况。下列关于流动性比率法的描述最不恰当

题目：

商业银行可以采用流动性比率法评估自身的流动性状况。下列关于流动性比率法的描述最不恰当的是（）。

A.我国《商业银行流动性风险管理办法（试行）》规定，商业银行流动性比例不低于25％

B.商业银行根据外部监督要求和内部管理规定，制定各类资产的合理比率指标

C.我国《商业银行流动性风险管理办法（试行）》规定，商业银行流动性覆盖率应当不低于150％

D.比率法的前提是将资产和负债按流动性进行分类，并对各类资产负债准确计量

答案：

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参考答案：A

题型：阅读理解

Siri. The intelligent assistant that helps you get things done. All you have to do is ask.

Now you can use your voice to use your iPhone 4S. Just talk to Siri as you would to a person: “Do I need an umbrella?” or “Where’s the closest ATM?” Siri not only understands what you say, it knows what you mean. It figures out the right apps to use to find the right answer. Then, just like a personal assistant, it answers you. Siri makes phone calls, sends messages, schedules meetings, sets reminders, and more. How much more? Just ask, and Siri tells you that, too.

Dual-core A5 chip: the most powerful iPhone ever.

Two cores in the A5 chip provide up to two times more power and up to seven times faster graphics. And you’ll feel the effects. iPhone 4S is quick and responsive, which makes all the difference when you’re launching apps, surfing the web, gaming, an doing just about everything. And no matter what you’re doing, you can keep on doing it. Because the A5 chip is so power-efficient, iPhone 4S has outstanding battery life.

FaceTime. It’s even better face-to-face.

FaceTime of iPhone 4S lets you hear a voice and see the face that goes with it—iPhone to iPhone, iPad 2, iPod touch, or Mac over Wi-Fi. So no matter where they are, no matter where you are, you’ll always be there. Making a FaceTime call is just as easy as making a phone call. And it’s even easier with Siri. Just tell Siri “FaceTime with Mom” and you show up, smile and wave hello. You’ll never miss a big event, an important meeting or a good laugh. And who wouldn’t be happy to see your face?

小题1:The passage is mainly about __________.

A．how to use iPhone 4S

B．some models of iPhone 4S

C．some special uses of iPhone 4S

D．how to understand some pictures小题2:What is special about Siri?

A．It can take photos.

B．It can make videos.

C．It can write messages.

D．It can answer questions.小题3:Which of the following helps iPhone 4S to perform fast?

A．