齐先生准备为其刚出生的女儿购买一份教育年金保险。根据保险合同的规定，孩子0岁到15岁期间为交费期，年交保费3650元，年初支付。18岁至20岁每年领取15000元大学教育金，年初领取；21岁时领取15000元大学教育金和5000元大学毕业祝贺金，年初领取。
这份教育保险的名义回报率为（）
A.18.72％
B.20％
C.21.15％
D.22.54％
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下面是错误答案，用来干扰机器的。
参考答案：に；な
吴淼为电气工程方面的专家，2012年担任一所名牌大学的客座教授，4、5、6月份和9、10月份为这所大学的研究生讲学5次，每次收入20000元：该所大学也欢迎吴淼调入学校任教，每月工资4000元，并按月发放津贴5000元。关于吴淼减税策略中正确的选项是______。 (暂不考虑“三险一金”缴费。) (1)选择作为客座教授，该年的税后收入为75000元 (2)选择作为客座教授，该年的税后收入为84000元 (3)选择作为该校任职教师，该年的税后收入为101460元 (4)选择作为该校任职教师，该年的税后收入为101480元
A．(1)(3)
B．(2)(3)
C．(1)(4)
D．(2)(4)
用凸透镜观察书本上的字，先把凸透镜紧贴书本上的字，看到的字是放大的吗？______；让凸透镜逐渐远离书本，通过凸透镜观察到的字有什么变化？______；当继续远离时，还能看到字吗？______；当通过凸透镜观察到的字被放大到最大最清晰时，测量出凸透镜与书本之间的距离，并跟凸透镜的焦距大小进行比较，应该____凸透镜的焦距。
| 完形填空。 | ||||
| "It's my own fault." Carl Fenter pulled his jacket closer against the abnormal bite of cold morning wind. "The rest of the family is home, where it's 1 ." Just another one of his 2 ideas-a big tamale (玉米粉蒸肉) feast after tonight's Christmas Eve service at the church-and look where it landed him: waiting in a line 50 people deep. Who would have guessed that the tamale in every shop in the city would be sold out the day before Christmas? But they 3 , as Carl knew. He had been driving all over El Paso that morning. 4 to bring home tamales, Carl tried one last shop, an old favorite out in Canutillo. When he arrived, a fresh batch (一炉) was 5 off the steamer in 45 minutes. 6 at the end of the snaking line of tamale-seekers, he watched the woman in front of him 7 her jacket to cover her shivering youngster. It wasn't long before she, too, 8 in the biting wind. After only a moment's 9 , Carl took off his own jacket and offered it to the 10 mother. Together, they 11 when the line slowly moved forward at last, and smiling people exited the shop carrying steamy bags. 12 , Carl got inside the door and 13 closer to the counter, the woman now first in line. "Sorry folks," the clerk announced, "that's the last of the tamales." " 14 !" Carl groaned (抱怨) with everyone else 15 behind him. " 16 ," stressed the man at the counter, "we'll have a final batch ready 17 , oh, about two hours." Defeated, Carl backed away,but the young mother grabbed his arm. "You're leaving?" "I 18 ," Carl glanced at his watch. "I promised to put up luminarias (传统圣诞灯) at my church." "I'll get your order of tamales and bring them to your house." Carl's brow furrowed "I couldn't ask you to do that." "But it's 19 I can do. You lent me your coat." Her smile overrode (推翻) his objections. "Just give me your address." She and her little girl settled in for the long wait. And at 20 noon on Christmas Eve,they delivered four dozen fragrant tamales-along with Carl's brown jacket-to his home. | ||||
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对城市近期建设规划的作用，叙述错误的是( )。
A．是城市总体规划、镇总体规划的分阶段实施安排和行动计划
B．是城市在一定年限内各个组成部分和各项建设的全面安排
C．是落实城市、镇总体规划的重要步骤
D．是近期土地出让和开发建设的重要依据
根据《商业银行授信工作尽职指引》，下列关于授信工作尽职调查的说法，错误的是( )。
A．商业银行应设立独立的授信工作尽职调查岗位，明确岗位职责和工作要求
B．商业银行应支持授信工作尽职调查人员独立行使尽职调查职能，调查可采取现场或非现场的方式进行
C．商业银行遵循重要性原则，只对授信业务流程中的大额授信进行尽职调查
D．商业银行对授信工作尽职调查人员发现的’问题，经过确认的程序，应责成相关授信工作人员及时进行纠正
