试题与答案

张某和郑某2002年结婚,次年育有一子甲。由于张某在一家化工企业工作,比较危险,因此

题型:问答题 案例分析题

题目:

张某和郑某2002年结婚,次年育有一子甲。由于张某在一家化工企业工作,比较危险,因此在2003年3月自己投保了以死亡为给付条件的人身险,指定受益人为自己的儿子甲。

如果张某在一次盗窃爬窗时坠楼身亡,甲能否获得保险金?

答案:

参考答案:

不能,但可以获得保险单现金价值。根据我国保险法的规定,被保险人故意犯罪的导致其死亡的,保险人不承担给付保险金的责任。但是投保人已经交足二年以上保险费的,保险人应当按照保险单退还其现金价值。本案中,张某是因为故意犯罪身亡,因此甲无法获得保险金,但可以获得保险单的现金价值。

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题型:单项选择题

人类的智慧已经进化发展了成千上万年,而智慧机器充其量只有几十年的历史,如果再发展几百年,我们也许很难想象那时的人工智能的水平和情景。看来,如果有朝一日机器在我们自以为优越的那种重要品质上超过我们,我们就要向自己的创造物双手捧出那唯一的特权!
通过这段话我们可以知道( )。

A.当机器在优越品质上超过人类时,人类就将无法控制机器的思维能力
B.当机器也具有思维能力以后,人类就将承认思维不再是人类的专利
C.如果某一天机器在各方面超过人类,机器就将使人类丧失思维能力
D.如果某一天机器具备了人类的重要品质,机器将享有人类的所有权利

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题型:填空题

Renowned U. S. economist, John Rutledge, who helped frame the fiscal policies of two former U. S. presidents, warned that an abrupt rise in China’ s currency could lead to another Asian financial crisis. The founder of Rutledge Capital told the media that if the yuan rises (1) it would discourage foreign direct investment in China while (2) by market speculators. Currency change is more difficult for investors and (3) .
The Chinese currency has appreciated by (4) since July 2005 when the country allowed the yuan to (5) within a daily band of 0.3 percent. The analysts are expecting the currency to rise (6) by the end of this year. But if the yuan rose 20 to 30 percent, as some U. S. politicians are demanding, it would (7) causing a recession and deflation. Similar advice to allow an abrupt appreciation of a currency led to (8) in 1997, and came very close to destroying (9) . The U. S. economist says that investors want foremost to (10) associated with large fluctuations in currency and inflation. They (11) after evaluating risks to benefits such as (12) . A rising yuan would drive up labor costs for foreign investors and would not (13) .
Earlier reports said that currency speculators had pumped (14) U.S. dollars into China by the end of last year, with another 70 billion U. S. dollars (15) in the first three months of this year. There is no way to (16) of this type of investment and many economists disagree that (17) is so high. Instead of further appreciating its currency, China should make the yuan (18) . If the yuan were more easily converted into foreign currencies it would allow Chinese companies to expand overseas, (19) , and provide management experience and capital that China needs. It would also (20) and reduce speculative money coming into the country.

Renowned U. S. economist, John Rutledge, who helped frame the fiscal policies of two former U. S. presidents, warned that an abrupt rise in China’ s currency could lead to another Asian financial crisis. The founder of Rutledge Capital told the media that if the yuan rises (1) it would discourage foreign direct investment in China while (2) by market speculators. Currency change is more difficult for investors and (3) .
The Chinese currency has appreciated by (4) since July 2005 when the country allowed the yuan to (5) within a daily band of 0.3 percent. The analysts are expecting the currency to rise (6) by the end of this year. But if the yuan rose 20 to 30 percent, as some U. S. politicians are demanding, it would (7) causing a recession and deflation. Similar advice to allow an abrupt appreciation of a currency led to (8) in 1997, and came very close to destroying (9) . The U. S. economist says that investors want foremost to (10) associated with large fluctuations in currency and inflation. They (11) after evaluating risks to benefits such as (12) . A rising yuan would drive up labor costs for foreign investors and would not (13) .
Earlier reports said that currency speculators had pumped (14) U.S. dollars into China by the end of last year, with another 70 billion U. S. dollars (15) in the first three months of this year. There is no way to (16) of this type of investment and many economists disagree that (17) is so high. Instead of further appreciating its currency, China should make the yuan (18) . If the yuan were more easily converted into foreign currencies it would allow Chinese companies to expand overseas, (19) , and provide management experience and capital that China needs. It would also (20) and reduce speculative money coming into the country.

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