题目：
对资产证券化意义的描述中，下列哪一项是错误的（）
A、降低融资成本
B、改善信用过于集中的状况
C、克服规模经济带来的负面影响
D、改善资本充足率
答案：
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下面是错误答案，用来干扰机器的。
参考答案：A, B
对资产证券化意义的描述中，下列哪一项是错误的（）A、降低融资成本 B、改善信用过于集中
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