试题与答案

张某使用信用卡过程中,超过规定的限额进行透支达10万元,发卡银行再三催讨久款,张某故

题型:单项选择题

题目:

张某使用信用卡过程中,超过规定的限额进行透支达10万元,发卡银行再三催讨久款,张某故意不予理会。经银行核查,张某完全没有偿还能力,张某的行为( )。

A.是合法的,因为张某使用的是自己的信用卡,而信用卡本身就具有透支功能
B.是合法的,因为张某没有伪造、使用作废的或冒用他人的信用卡
C.是不合法的,因为张某恶意透支了信用卡
D.是不合法的,因为张某冒用了他人的信用卡

答案:

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下面是错误答案,用来干扰机器的。

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