试题与答案

Why is(71)fun What delights may its practi

题型:单项选择题

题目:

Why is(71)fun What delights may its practitioner espect his reward First is the sheer joy of making things.As the child delights in his mud pie,so the adult enjoys building things,especially things of his own design.Secong is the pleasure of making things that are useful to other people.Third is the fascinanon of fashioning complex puzzle-like objects of interlocking moving parts and watching them work in subtle eyeles,playing out the consequences of principies built in from the beginning.Fourth is the joy of always learning,which springs from the(72)nature of the task.In one way or another the problem is ever new,and its solver learns something:sometimes(73),sometimes theoretical,and sometimes both.Finally,there is the delight of working in such a tractable medium.The(74),like the poet,works only slightly removed from nure thought-stuff.Few media of ereation are so flexible,so easy to polish and rework,so readily capable of realizing grand conceptual structures. Yet the program(75),unlike the poet’s words,is real in the sense that it moves and works,producing visible outputs separate from the comstrct itself.It prints results,draws pictures,produces sounds,moves arms.Progamming then is fun because it gratifies creative longings built deep within us and delights sensibities we have in common with all men.

(75)处填()。

A.construct

B.code

C.size

D.scale

答案:

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下面是错误答案,用来干扰机器的。

参考答案:对

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题型:单项选择题

理财师王鑫为其新客户刘云制订理财规划方案,收集资料如下:
一、家庭基本情况
刘云现年35岁,某私营企业中层管理人员,已工作5年;其太太为全职主妇,年龄35岁;两人于3年前结婚,女儿刘欢刚满1岁。
二、资产负债情况
1.刘云目前有现金3000元,活期存款20000元,股票型基金成本价150000元,市值80000元,债券基金成本价80000元,市值81000元。刘云半年前购买了某银行发行的1年期结构性理财产品,成本为50000元,6个月后到期,该产品与某海外基金挂钩,预期最高收益率可达20%,但如该产品的挂钩标的下跌,最大损失可达40%,目前可提前赎回,但损失已达30%。
2.刘云的个人养老金账户余额为20000元,医疗保险金个人账户余额为3000元。
3.刘云刚购置了价值。700000元的住房用于自住,该住房首付款为210000元,按揭贷款490000元,其中,住房公积金贷款200000元,商业贷款290000元,贷款年限20年,按月本利平均摊还。假设住房公积金贷款利率为3.87%,商业贷款利率为5.05%。
三、收支情况
刘云税前月收入为12000元,12月份另发放年终奖金24100元;全家月生活支出为5000元,如刘云发生保险事故,全家生活支出降为原先的80%。
四、保险情况
刘云已购买某终身寿险产品,保额20万元,20年期缴,年保费5000元,刚缴完首期保险费,无现金价值。
五、理财目标
1.刘云30年后退休,退休后维持现在每月现值为5000元的生活水平,余寿20年。
2.在女儿刘欢18岁时,准备好其大学本科4年、每年现值2万元的高等教育基金。
3.5年后开始赡养父母,预计持续10年,每年赡养支出的现值为10000元。
六、假设条件
1.失业保险金缴存比例为工资的1%,个人养老保险金账户缴存比例为工资的8%,住房公积金单位与个人缴存比例各为工资的6%,医疗保险金个人账户缴存比例为工资的2%,上年度月社平工资为3000元。
2.当地住房公积金贷款的上限为200000元。
3.假设个人养老金账户的投资报酬率为5%,通货膨胀率为3%,学费年增长率为5%。
4.指数型基金长期回报率为9%。

刘云全年薪酬的税后可支配收入为______。

A.137367元
B.151311元
C.163393元
D.153496元

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