试题与答案

2007年3月,A房地产开发公司(以下简称“A公司”)与B银行签订借款合同。在A公司

题型:问答题

题目:

2007年3月,A房地产开发公司(以下简称“A公司”)与B银行签订借款合同。在A公司与B银行签订上述借款合同的同时,B银行与A公司和C公司分别签订了抵押合同和保证合同。A公司以正在建造的一栋住宅楼提供抵押担保,但未办理抵押登记;C公司提供保证担保,但未约定保证方式。 2007年8月,B银行从A公司提供的相关财务会计资料中发现A公司将借款资金挪作他用,遂要求A公司予以纠正,A公司未予理睬。同年5月,B银行通知A公司,要求A公司提前偿还借款,A公司以借款尚未到期为由拒绝偿还借款。 问题: (1)B银行与A公司之间的抵押权是否设立并说明理由。 (2)B银行可否要求A公司提前偿还借款并说明理由。 (3)如果A公司无力偿还借款,B银行可否直接要求C公司承担保证责任并说明理由。

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   2   one of you did this? ”
We all stared down at the step. There was child’s handwriting in chalk there. I was very  3  . I hoped no one could see it. Would he guess it was me? I was so scared. When he asked me, I   4   , “Not me, Dad. ”
The others denied (否认) it as well. Of course, we all knew that one of us   5  have done it. But as the   6  and the smallest of the three, I just couldn’t find the courage to tell the  7   .
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I tried my best to write the words  10 . I didn’t want Dad to be able to tell it was me.
He gathered up our pieces of paper and looked at them. “ Since  11 of you will
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“ I  13 it. ” My sister stepped forward and said she had done something she hadn’t. She was punished for a month.
We didn’t talk   14 that day for many years. Not until we were all older and I knew it was safe to finally tell my dad it was really me. I always felt sorry  15  it. That was the last time I let anyone take the blame for me.
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