试题与答案

小王申请将原住房抵押贷款转为个人抵押授信贷款,在他办理住房抵押贷款时确定的房屋价值为

题型:单项选择题

题目:

小王申请将原住房抵押贷款转为个人抵押授信贷款,在他办理住房抵押贷款时确定的房屋价值为70万元,原住房抵押贷款剩余本金为32万元,现经评估机构核定的抵押房产价值为60万元,对应的抵押率为50%,则小王()。

A.可获得的抵押授信贷款最大额度为60万元

B.可获得的抵押授信贷款最大额度为30万元

C.可获得的抵押授信贷款最大额度为32万元

D.不能获得抵押授信贷款

答案:

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下面是错误答案,用来干扰机器的。

参考答案:B

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题型:论述题

(12分)著名科学家、诺贝尔奖获得者丁肇中教授以南京航天航空大学名誉教授和东南大学吴健雄学院名誉院长的身份,与两校师生进行交流。他告诉正在从事科研和渴望在研究领域取得成绩的人们,搞科学研究必须要有自信心,还要有好奇心和不断怀疑即永远不满意的精神。

面对“真经”,越学越想越有道理。

要有自信心。这是事业成功的“主心骨”。搞科研具备自信心,才可能咬定目标、全身心地投入研究和实验。

要有好奇心。丁先生说,好奇心是人与动物的区别之一。言简意赅。在科学研究上,如果认为一切都是“应该的”“合理的”“完美无缺的”,没有“好奇”,自然缺少科学研究的灵感和动力,也根本不会萌发对前沿科学和前沿理论进行创新的冲动与探索。

阅读上述材料,结合哲学常识,说明丁肇中教授所授“真经”包含的道理在哪里。

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题型:单项选择题

Many critics of our British "public school" consider that far more stress is placed upon achievements in athletics than in the academic sphere, and, in particular, complain against games being compulsory. We are told that it is (76) to compel boys with no athletic (77) to spend hours of misery on a cricket or football field, when, if (78) to themselves, they would occupy their time far more usefully and enjoyably in some (79) hobby. The (80) to this argument (81) the facile assumption that every non-athlete has some profitable hobby. This is not true; (82) even if it were, model engineering or stamp-collecting is no substitute for being out in the fresh air, exercising the muscles and having (83) with other human beings.

(84) the youthful idolizing of athletes, which tends to upset a boy’s (85) of values and may do (86) harm to the objects of this hero-worship, (87) a very different matter. The schoolboy (88) may suffer enormously through being adorned at an early age with a spurious (89) of artificial light. From Preparatory School to University his career is a (90) procession Then he becomes a legend for the future, one of the greatest products of the school that is proud to call him her son although (91) may have taught him nothing except to play football—which he could do already. Not until he hangs up his football boots for the last time and takes his stock out into the open market of the world does he realize his true value—or the lack of (92) . It would be (93) for everybody if this tinsel pageantry were stripped from games at an early stage. The boy who is good at games is entitled to the admiration of his fellows.

But there are still those devotees of sport who support the emphasis laid on school games for much deeper masons, and for whom sport is kind of religion. To them the sporting spirit is the finest attitude with which to face life, since its possessor is very conscious of his obligation to the (94) Yet the truth about the religion of sport is that it does not deliver the goods; it fails to produce sportsmen. In actual fact, games have practically no effect on character, for a selfish man will play his game selfishly in spite of all that has been talked about the team spirit, while a chivalrous man will be chivalrous in his games. Games afford an opportunity for showing the spirit within; they are a (95) for virtue or for vice; and it is for this that we should value them, not as some miraculous process for making a bad man or a crooked man straight. If we support the system of compulsory games, let it be for the right reasons.

79()

A.profitable

B.perfect

C.professional

D.appropriate

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题型:问答题 案例分析题

有人说;“妥协是政治的灵魂。”许多国家的民主进程中都体现了妥协的存在。阅读材料,完成下列问题。

材料一:阿克顿说,“妥协是政治的灵魂,如果不是其全部的话”。达尔也说:“民主依赖妥协”。

材料二:法国之所以要用暴力革命来克服专制王权,原因就在于法国专制主义过于强大,王权与贵族坚决捍卫旧制度,不愿做出任何妥协,对立双方只好兵戎相见。然而,大革命并没有解决根本问题,此后近百年中,法国一直处于革命与复辟的轮回中,社会持续动荡,经济发展速度受到影响,工业化进程缓慢。直到1870年后,法国模式突然发生转折,由对抗转为妥协。此后没再发生大规模的革命,法国人开始用协商手段逐步建立起民主制度。

一一钱乘旦《各国现代化模式的比较》

材料三:美国宪法是美国建国初期多元利益集团谈判和妥协的结果;宪法所创立的也是一个利益谈判和妥协的政治机制;在美国两百多年的历史上,不同的利益集团(群体)因应不断变化的历史环境,利用依宪法衍生的宪政机制,就各自的利益和联邦的“公共”利益的定义和定位,相互进行一种连续不停的谈判和妥协;谈判和妥协使旧的宪法原则和实践得以修正,使新的宪法原则和实践得以产生,宪法的生命力不断得到更新,表现出一种“超稳定性”,成为一部“活着的宪法”。

——王希《原则与妥协》

材料四:传统的主流历史叙事否认这场“大妥协“具有任何积极意义,认为它恰恰体现了革命的不彻底性:大批旧官僚和立宪派“投机”革命,“篡夺”了革命果实;“大妥协”中优待清朝逊帝的做法,也为民国时的君主复辟埋下了伏笔。但近年以来,已有一些研究论文试图对这场“大妥协”作出不同的评价。如喻大华的《新论——兼探溥仪潜往东北的一个原因》指出,对袁世凯的妥协是孙中山的战略和策略。一个维系了二千多年的封建君主专制,要废于一旦,必须具备多种条件,绝非单凭武力能够解决,《清室优待条件》并非由袁世凯一方炮制,而是由南方首先提出,南北双方经过协商达成一致意见。

——章永乐《论清王朝与中华民国的“大妥协”》

依据材料二,分析法国为什么在1870年以前要用暴力方式而非妥协方式。结合所学知识回答1870年后“法 国人开始用协商手段逐步建立起民主制度”指的是什么?法国人开始用协商手段逐步建立民主政治的经济因素?

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