试题与答案

李某购买一套住宅,总价为150万元,中国工商银行为其提供了总价的70%的15年按揭,

题型:多项选择题 案例分析题

题目:

李某购买一套住宅,总价为150万元,中国工商银行为其提供了总价的70%的15年按揭,年利率为5%,按月等额偿还的贷款。根据以上资料,回答下列问题:

根据贷款资金来源划分,个人住房贷款可以分为商业性贷款和()。

A.住房公积金贷款

B.组合贷款

C.二手房贷款

D.抵押贷款

答案:

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