根据《投资连结保险精算规定》，年金保险的死亡风险保额可以为零，除此之外，个人投资连结

Researchers at the University of Arizona, led by Teresa Cummins, conducted an exploratory study on the online learning modules, designed to supplement hands-on classes taught by local experts and supported by an overview text, to help users increase their understanding of key concepts in the Arizona Master Watershed Steward program. They also sought to determine whether program participants would use the non-compulsory modules.

Their evaluation revealed that module users increased their understanding of key watershed concepts; participants in the evaluation demonstrated a 30 percent increase in content knowledge following module use. Additionally, 70 percent of participants retained this knowledge through a two-month follow-up test.

A follow-up survey showed that approximately half of the participants returned to the online modules on their own; several of these users returned several times and spent multiple hours per session. Comments from the follow-up survey suggested that the users accessed the site either as they had the time or as they needed the information.

Online usage statistics indicated participants continued to visit the site for many months following the modules’ release and advertisement. Though many visits were very brief (a single pageview; only a couple of seconds), visitors with many returns to the site and/or long visits appeared to be working through the modules.

One participant stated, "My brain can only hold so much information; the modules keep information on-hand." Other participants commented that the modules were "more interesting and interactive" than the text material, and a "very effective tool" and "a great resource to the Master Watershed Steward community."

The Arizona Master Watershed Steward program, sponsored by University of Arizona, prepares adults to serve as volunteers in the conservation of water resources and the protection, restoration, and monitoring of their watersheds. The modules were intended to reinforce concepts covered in classes and further engage participants in the learning process.

One key finding was that the modules were not clearly preferred by users over in-person instruction. One participant stated, "For me, they are just another avenue for learning, a supplement or additional reference. I prefer in person and real hands-on learning." Other participants similarly expressed their desire for hands-on and face-to-face interaction. Several participants noted that the usefulness of in-person lectures—was a function of the presenter.

Overall, the exploratory evaluation indicated that the modules were a welcome supplement to the course and were effective in reinforcing key concepts. Participants retained knowledge for several weeks, although since subjects were self-selected, they may have been self-motivated to pay attention and master the online module materials.

"I am constantly searching for new ways to educate our program’s diverse audiences and reinforce watershed science concepts, " says Candice Rupprecht, state coordinator for the Master Watershed Steward program. "I am excited to know that online learning modules can enhance our program by offering additional independent learning opportunities for our volunteers.

Which of the following is the text mainly about（）

A. In-person classroom learning and online learning

B. The pros and cons of online learning

C. Effective research tools to study the program

D. Online learning as a supplement of watershed program

0.9里面有（   ）个十分之一；86个百分之一写成小数是（   ）。

甲运输公司与其他6家企业共同发起设立一股份有限公司，并以其部分运输工具作为出资认购了相应的发起人股份，同时依法办理了财产权转移手续。股份有限公司成立后，甲将已作为出资的运输工具转回本公司使用。

要求：

根据上述事实及公司法律制度的规定，简要回答甲将运输工具转回本公司使用的行为属于何种性质的违法行为甲应当承担什么法律责任

John has two brothers, but either ____ out of work now. [ ]

A. are

B. is

C. has

D. have

如图所示，竖直的xOy平面内，在x≤0、y≥0的区域内有电场强度E₁=5×10²N／C、方向竖直向下的匀强电场，x>0、y<0的区域内有电场强度为E₂、方向竖直向上的匀强电场，E₂=5E_l。不带电的小球B在xOy面内绕x轴上的O₁点沿顺时针做圆周运动，运动到O点时速度大小v_o=20m／s，带正电的小球A在y轴上纵坐标y₁=0.4m的P点静止释放，恰好和B在O点发生正碰，并瞬间合成一个整体C，C能够经过最高点0₂和最低点0₃做圆周运动。A，B的质量都是m=0.1kg，拴小球B的轻质绝缘细绳长L=0.8m，A的电荷量q=2×10^-3C，A、B、C都可以看作质点，g取10m／s²。求：

（1）小球A下落到O点的速度v₁是多大？

（2）C运动到0₃时，绳对C的拉力T是多大？

（3）小球A从y轴上y>0的某些位置开始下落，恰好在O点与B合成为C后，不能够做经过0₂和0₃的圆周运动。求这些位置的范围？