下列说法中，不属于私人银行业务（服务）特征的是（）。 A.准入门槛高 B.综合化服务

商业银行在吸收存款的基础上发放贷款，在票据流通和转账结算的基础上，贷款又转化为存款，在此存款不提取的情况下，商业银行增加了资金来源，可再次转为贷款，最后整个银行体系形成了超过原始存款的派生存款。这体现了商业银行的下列哪一种职能( )

A．支付中介职能

B．金融服务职能

C．信用创造职能

D．金融工具创造职能

阅读理解。

     If your mother wants to tell you something, she uses words. Birds cannot talk as we do. But some birds

can make sounds to warn their young of danger. They have their own way to make the young birds do certain

things.

     The jackdaw is a kind of blackbirds that lives in Europe. Jackdaws live together in flocks (群). Young

jackdaws do not know their enemies. When an older jackdaw sees a dog, it makes a loud rattling (格格响的)

sound. The younger birds know this sound means an enemy is nearby. The sound warns them to know their

enemies.

     If a young jackdaw is in a dangerous place, a jackdaw parent flies over him from behind. The parent bird

flies low over the young bird's back. The parent's tail feathers (羽毛) move quickly from side to side. It is

trying to say, "Follow me."

     At the same time, the parent calls out, "Key-aw, key-aw." The parent means, "Fly home with me." The

young bird then follows the older home.

     Young jackdaws do not have to learn what certain sounds mean. They know the meaning of these sounds

from the time they hatch.

1. The jackdaw lives in _____. [ ]

A. Europe

B. Australia

C. America

D. Africa

2. When an old jackdaw sees a dog, it _____. [ ]

A. calls out, "Follow me."

B. makes a loud sound

C. flies away

D. fights the dog

3. Which of the following does this story lead you to believe? [ ]

A. All animal parents can talk to their young.

B. Dogs are the most dangerous enemies for jackdaws.

C. Young jackdaws know the meaning of their parents' sound when they grow older.

D. Some birds can give certain information to one another.

根据《建筑起重机械安全炼督管理规定》。（）不属于出租单位或自购使用单位应当报废的机械种类。

A.属国家明令淘汰或者禁止使用的

B.没有完整安全技术档案的

C.趟过安全技术标准的

D.超过制造厂家规定的使用年限的

E.经检验达不到安全技术标准的

患者，男，3岁。脘腹胀满，不思饮食，恶心呕吐，疲乏无力，大便溏泄，日行3～4次。舌质淡，舌苔白腻，脉象濡滑。用药宜首选（）

A.白术

B.苍术

C.白芍

D.党参

E.炙黄芪

文某在倒车时操作失误，撞上冯某新买的轿车，致其严重受损。冯某因处理该事故而耽误了与女友的约会，并因此争吵分手。文某同意赔偿全部的修车费用，但冯某认为自己的爱车受损并失去了女友，内心十分痛苦，要求文某赔一部新车并赔偿精神损害。下列哪一选项是正确的（）

A．文某应当赔偿冯某一部新车 

B．文某应向冯某支付精神损害抚慰金 

C．文某应向冯某赔礼道歉 

D．法院不应当支持冯某的精神损害赔偿清求