试题与答案

以下关于个人住房贷款的贷款期限的说法,不正确的是()。A.个人二手房贷款的期限不能超

题型:单项选择题

题目:

以下关于个人住房贷款的贷款期限的说法,不正确的是()。

A.个人二手房贷款的期限不能超过所购住房的剩余使用年限。

B.个人二手房贷款的期限由银行根据实际情况合理确定,最长期限为20年。

C.个人一手房贷款期限由银行根据实际情况合理确定,最长期限为30年。

D.对于借款人已离退休或即将离退休的(目前法定退休年龄为男60岁,女55岁),贷款期限不宜过长。

答案:

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